[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” equal_height=”yes” content_placement=”bottom” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_image=”2350″ bg_position=”center center” bg_repeat=”no-repeat” full_height=”yes” scene_position=”center” top_padding_tablet=”20px” bottom_padding_tablet=”50px” top_padding_phone=”20px” bottom_padding_phone=”20px” text_color=”light” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” id=”top” color_overlay=”#0a0a0a” overlay_strength=”0.8″ gradient_direction=”left_to_right” shape_divider_position=”bottom” shape_divider_height=”350″ bg_image_animation=”none” parallax_bg=”true” parallax_bg_speed=”fast” shape_type=”mountains”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-lg-6 vc_col-md-6 vc_col-xs-12″][vc_row_inner equal_height=”yes” content_placement=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2/3″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-lg-5 vc_col-md-5 vc_col-xs-7″][nectar_highlighted_text color_type=”regular” highlight_color=”#ffffff” style=”regular_underline” underline_thickness=”default”]

Last updated January 2021

[nectar_btn size=”small” open_new_tab=”true” button_style=”see-through-3″ hover_text_color_override=”#ffffff” icon_family=”none” text=”PDF Version”]

[/vc_column_text][/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”3/4″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-lg-9 vc_col-md-9 vc_col-xs-12″][vc_column_text]

[/vc_column_text][/vc_column_inner][/vc_row_inner][vc_row_inner column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” bottom_margin=”20px” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-xs-12″][nectar_highlighted_text color_type=”regular” highlight_color=”#ffffff” style=”regular_underline” underline_thickness=”default”]

Global Code of Conduct for Business Partners

[/nectar_highlighted_text][/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”3/4″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-lg-9 vc_col-md-9 vc_col-xs-12″][vc_column_text]This sets out the Charter of Business Conduct and a Code of Conduct that Money4YOU offers as a guidance for the business dealings of our employees and our Business Partners to comply with all relevant laws and ethical standards, as well as to support sustainable economic growth and the resolution of social issue, in order to achieve our corporate mission in a proper manner.[/vc_column_text][/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/4″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_hidden-sm vc_col-xs-3 vc_hidden-xs”][/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” bottom_margin=”20px” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/1″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_hidden-lg vc_hidden-md”][vc_column_text]

[/vc_column_text][/vc_column_inner][/vc_row_inner][/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/2″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-md-6 vc_col-xs-12″][vc_row_inner equal_height=”yes” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” text_align=”left”][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/2″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-lg-6 vc_col-md-6 vc_col-xs-6″][nectar_cta btn_style=”arrow-animation” heading_tag=”h5″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”1. Comply with Laws” url=”#1″][nectar_cta btn_style=”arrow-animation” heading_tag=”h5″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”2. Ethics” url=”#2″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”2.1. Anti-Bribery and Corruption” url=”#2.1″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”2.2. Fair Competition” url=”#2.2″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”2.3. Animal Welfare” url=”#2.3″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”2.4. Data Privacy and Security” url=”#2.4″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”2.5. Service Users Safety” url=”#2.5″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”2.6. Conflicts of Interest” url=”#3.6″][/vc_column_inner][vc_column_inner column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/2″ tablet_width_inherit=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-xs-6″][nectar_cta btn_style=”arrow-animation” heading_tag=”h5″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”3. Human Rights and Labour” url=”#3″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”3.1. Freely Chosen Employment” url=”#3.1″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”3.2. Child Labour and Young Workers” url=”#3.2″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”3.3. Non-Discrimination” url=”#3.3″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”3.4. Fair Treatment” url=”#3.4″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”3.5. Wages, Benefits and Working Hours” url=”#3.5″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”3.6. Freedom of Association” url=”#3.6″][nectar_cta btn_style=”arrow-animation” heading_tag=”h5″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”4. Environment” url=”#4″][nectar_cta btn_style=”arrow-animation” heading_tag=”h5″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”5. Management Systems” url=”#5″][nectar_cta btn_style=”arrow-animation” heading_tag=”h6″ text_color=”#ffffff” button_color=”default” link_type=”regular” alignment=”left” display=”block” link_text=”5.1. Communication” url=”#5.1″][/vc_column_inner][/vc_row_inner][/vc_column][/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-xs-2 vc_hidden-xs”][/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”2/3″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” enable_animation=”true” animation=”fade-in”][divider line_type=”No Line” custom_height=”75px”][vc_column_text css_animation=”none”]his sets out the Charter of Business Conduct and a Code of Conduct that Money4YOU offers as a guidance for the business dealings of our employees and our Business Partners to comply with all relevant laws and ethical standards, as well as to support sustainable economic growth and the resolution of social issue, in order to achieve our corporate mission in a proper manner.

This Money4YOU Global Business Partners (“Code”) applies to all Business Partners and their employees, including contractors, agents, suppliers, vendors and others working on their behalf worldwide (“Business Partners”).

Money4YOU agrees with the United Nations Global Compact (“UNGC”) ethos that outlines principles that support human rights, labour, and the environment, and oppose modern slavery and corruption.

Money4YOU expects its Business Partners to meet the standards set out in this Code. In addition, Money4YOU asks our Business Partners for cooperation, in helping to assess, audit, and address any issues inconsistent with this Code. We hope that the Code will become more practical through continuous improvement that leads to increased corporate value of our Business Partners.

1. Comply with Laws

Money4YOU requires Business Partners to identify and comply with applicable laws, regulations, and standards.

2. Ethics

Money4YOU requires Business Partners to conduct their business ethically and to act with integrity.

2.1. Anti-Bribery and Corruption

All forms of bribery, corruption, extortion and embezzlement, including facilitation payments, are prohibited. Business Partners shall not pay or accept bribes or participate in other illegal inducements in business or government relationships, or using of intermediaries. Business Partners shall ensure they have adequate processes in place to prevent bribery and comply with applicable laws.

2.2. Fair Competition

Money4YOU requires Business Partners to conduct their business consistent with fair and vigorous competition and in compliance with all applicable anti-trust laws. Business Partners shall employ fair business practices including accurate and truthful advertising.

2.3. Animal Welfare

Money4YOU expects that where animals are used, that they shall be treated humanely with pain and stress minimised.

Animal testing should only be performed after consideration to replace animals, to reduce the numbers of animals used, or to refine procedures to minimise distress. Alternatives should be used wherever these are scientifically valid and acceptable to regulators.

2.4. Data Privacy and Security

Business Partners shall comply with applicable privacy and data protection laws and ensure the protection, security and lawful use of personal data.

2.5. Service Users Safety

Money4YOU requires Business Partners to have adequate management processes in place to ensure the safety of all those attending their events and accessing their programmes.

2.6. Conflicts of Interest

Business Partners should take reasonable care to avoid and manage conflicts of interest. Business Partners are expected to notify Money4YOU and other parties if a significant conflict of interest arises.

3. Human Rights and Labour

Money4YOU requires Business Partners to be committed to uphold the human and employment rights of workers and to treat them with dignity and respect.

3.1. Freely Chosen Employment

Business Partners shall not use forced, bonded, or indentured labour or involuntary prison labour. No worker shall pay for a job or be denied freedom of movement.

3.2. Child Labour and Young Workers

Business Partners shall not use child labour. The employment of young workers below the age of 18 shall only occur in non-hazardous work and only when young workers are above a country’s legal age for employment or the age established for completing compulsory education.

3.3. Non-Discrimination

Money4YOU expects Business Partners to provide a workplace free from discrimination.

3.4. Fair Treatment

Money4YOU expects Business Partners to provide a workplace free of harassment, harsh and inhumane treatment, including any sexual harassment, sexual abuse, corporal punishment, mental or physical coercion or verbal abuse of workers, and no threat of any such treatment.

3.5. Wages, Benefits and Working Hours

Money4YOU requires Business Partners to pay workers according to applicable wage laws, including minimum wages, overtime hours and mandated benefits.

Money4YOU expects Business Partners to communicate with the worker the basis on which they are being compensated in a timely manner. Business Partners are also expected to communicate with the worker whether overtime is required and the wages to be paid for such overtime. Overtime shall be consistent with applicable national and international standards.

3.6. Freedom of Association

Money4YOU encourages open communication and direct engagement with workers to resolve workplace and compensation issues.

Money4YOU expects Business Partners to respect the rights of workers, as set forth in local laws, to associate freely, join or not join labour unions, seek representation and join workers’ councils. Workers must be able to communicate openly with management regarding working conditions without threat of reprisal, intimidation or harassment.

4. Environment

Money4YOU requires Business Partners to operate in an environmentally responsible and efficient manner to minimise adverse impacts on the environment. Business Partners are encouraged to conserve natural resources, to avoid the use of hazardous materials where possible, and to engage in activities that reuse and recycle.

5. Management Systems

Money4YOU requires Business Partners to use management systems to maintain business continuity, facilitate continual improvement and compliance with the expectations of these principles.

5.1. Communication

Money4YOU expects Business Partners to have effective systems to communicate the Code to staff, contractors and other stakeholders.

Updated: January 2021[/vc_column_text][/vc_column][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_shadow=”none” column_border_radius=”none” column_link_target=”_self” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” column_border_width=”none” column_border_style=”solid” bg_image_animation=”none” offset=”vc_col-xs-2 vc_hidden-xs”][nectar_icon icon_family=”fontawesome” icon_style=”default” icon_color_type=”color_scheme” icon_color=”Accent-Color” icon_padding=”20px”][/vc_column][/vc_row]