Fortress Finances: Building Your Emergency Fund Vault
Hey money warriors! Life throws curveballs, and we all need a financial shield to protect ourselves. That’s where your emergency fund comes in – your personal central bank to battle unexpected bills and keep your budget afloat. Why an Emergency Fund? It’s Your Financial Bodyguard! Imagine your car breaks down, or your phone takes a […]
Level Up Your Money Game: An Investing Guide for Young Bosses
Hey there, young dreamers and future moguls! This guide is your cheat sheet to start investing and turn your cash into a money-making machine. Investing might seem like a grown-up thing, but trust me, anyone can do it. Let’s dive in and learn how to make your money work for you! Why Invest? Because Money […]
How to Budget Like a Pro
Budgeting is an essential skill that everyone should learn. It helps you manage your finances, save money, and achieve your financial goals. However, many people find budgeting overwhelming and challenging. In this blog post, we will discuss how to budget like a pro and provide tips to help you get started. Getting Started Before you […]
How to Set SMART Financial Goals for a New Year: A Guide for Young People
As we start a new year, the prospect of setting financial goals can be both exciting and overwhelming, especially for those navigating the dynamic landscape of their late teens and early twenties. Setting money goals is a crucial part of handling your finances, but let’s be real—it can be a bit tricky, especially for young […]
Our Youth programme impact in the first half of 2023
BonsaïMoney podcast We’re happy to announce a significant increase in podcast plays: we broke the 1,000 mark within the first half of this year! Our growing library of accessible, engaging financial literacy content for young people has clearly delivered on its aims, with the majority of podcast plays on any given day coming from previous episodes, […]
Finance Finesse: Avoiding the Crunch in a Cost-of-Living Crisis.
Students and young people are typically thought of as being in a more secure position during a recession, with not as many overheads as older adults with mortgages or children, for example. A recession means the Bank of England has had negative growth for two quarters of the financial year. Recently, however, there has been […]
BonsaïMoney – Understanding ‘Buy Now Pay Later’
Buy Now Pay Later (BNPL) providers skyrocketed in popularity during the pandemic. Makes sense, right? Out of necessity, a lot of shopping moved online and retailers became more adventurous with their customer experiences. In 2019 one of the industry’s biggest disruptors, Klarna, was valued at $5.5 bn; by 2021 it had reached $46 bn. PayPal, Afterpay, Affirm, Sezzle, and dozens of […]
BonsaïMoney – Understanding Debt
The majority of our ninth season of the Bonsai Briefs podcast has explored debt: how to avoid getting into uncontrolled debt, understanding its risks, and budgeting to ensure you can pay it back. There’s a lot to unpack, so keep reading. Subscribe to the BonsaiBriefs Podcast for daily money tips! Register for our Upcoming event on the 22nd of June 2023 – How to Save […]
The Financial Survival Checklist for Students – BonsaïMoney
Some say your undergraduate years are the best years of your life, your adult life officially starts, and the money habits you pick up will shape your financial future. We’ve created a survival checklist for students to help them maximise their resources and avoid debt after school. ✔️ Set SMART financial goals It is never […]
Money Sayings – BonsaïMoney
A good quote can influence us in positive ways. It makes us reflect, implement the advice and do better. We’ve put together 31 money sayings with awesome finance tips that can help you on your financial journey when making money decisions. Share your favourite with us @bonsaimoney on Instagram. 1. “A fool and his money […]